Specialist Dental Finance Solutions 

Whether you're purchasing your first dental practice, expanding your business, or refinancing existing borrowing, WS Finance provides tailored funding solutions to support every stage of your journey. Our experienced team works closely with you to secure the right finance, helping you achieve your business goals with confidence. 
Start-Up Dental Practice Finance 
Practice Purchase Finance 
Commercial Mortgages for Property Purchase 
Business Loans for Extensions & Refurbishments 
Acquisition Finance 
Equipment Finance 
Equity Purchase & Release Loans 
Tax Loans 
Refinancing Existing Borrowing 

How We Can Help 

Our dental finance solutions include: 
 
Dental Practice Purchase Finance 
Acquisition Finance 
Refinance & Debt Consolidation 
Partner Buy-In & Buy-Out Finance 
Practice Refurbishment & Expansion Loans 
Asset Finance for Dental Equipment 
Working Capital & Business Loans 
 
Whether you're buying your first practice or growing an established portfolio, we'll help you find the most suitable funding solution. 
Every dental practice is different, which is why we take the time to understand your business before recommending a funding solution. Whether you're a first-time buyer, an experienced practice owner or an investor looking to expand, we'll search the market to secure finance that supports your long-term goals. 
Get in touch today- we’re ready to move as quickly as you are. 

Get in Touch 

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Why Choose Wenham Specialist Finance? 

Financing a dental practice requires specialist knowledge. We understand how lenders assess NHS, private and mixed-income practices, as well as the complexities surrounding goodwill, property ownership and business performance. 
 
When you choose Wenham Specialist Finance, you'll benefit from: 
 
Access to a wide panel of specialist dental finance lenders 
Experienced advisers with extensive healthcare finance expertise 
Tailored funding solutions to meet your individual requirements 
Competitive rates and flexible lending options 
Support throughout the entire funding process 
A personal, relationship-led service from enquiry through to completion 

Common Reasons Dental Practices Need Finance 

We regularly help clients fund: 
 
Purchasing an existing dental practice 
Acquiring additional practices 
Surgery refurbishments and practice expansions 
New dental chairs, imaging systems and specialist equipment 
Digital technology and practice management software 
Working capital and cash flow requirements 
Partner succession planning and ownership changes 
Commercial property purchases 
Refinancing existing borrowing to reduce monthly repayments or release equity 
We can help dentists and dental practice owners explore a range of finance options, including practice acquisition finance, commercial mortgages, refurbishment finance, equipment finance, refinancing and working capital solutions. 
Yes. We can help you explore finance options for purchasing an existing dental practice, whether you are a first-time buyer, an experienced practice owner or looking to expand your existing group. 
Potentially, yes. Depending on your circumstances, it may be possible to arrange finance for the purchase of the dental business, the commercial property, or both as part of a wider funding package. 
Yes. Specialist equipment finance may be available for items such as dental chairs, imaging equipment, scanners, CAD/CAM systems and other essential practice equipment. 
Yes. Finance may be available for refurbishments, extensions, new surgeries, modernisation projects and other improvements designed to support the growth of your practice. 
Yes. Refinancing may allow you to review your existing borrowing, potentially release capital from your business or property, and restructure your finance around your current circumstances. 
Potentially. We can explore finance options for dentists looking to buy a share or partnership interest in an existing practice. 
The amount of deposit or equity required can vary significantly depending on the practice, the proposed borrowing, your experience and the lender's criteria. We can help you understand the options available for your individual circumstances.